- 05 May 2008 | Bodyboarding
Did you know that travel insurance does not cover you if you are competing in an event that has prize money? This will class you as a professional and most of the fine print in all Travel Insurance policies has a clause that will void the policy if this is proven.
Marsh Insurance is working with the IBA to make sure that all Bodyboarders are covered and understand the implications if you are injured (particularly in the USA) during competition. The policy covers the Bodyboarder 24 hours per day and 7 days per week whilst training, practicing and competing in events.
Medical costs overseas can be very expensive. This policy provides up to $500,000 cover if you select the lowest category (being category D) and more coverage is provided the higher the category selected. Unlimited Emergency Medical Evacuation is also provided.
You may wish to take the optional travel extension which provides cover for your baggage and personal effects (includes cover for bodyboards), loss of travel deposits due to cancellation and other expenses as per the policy wording.
Examples of Claims:
Whilst participating for an event in Hawaii came off board and slammed into reef several times receiving multiple facial and body injuries. Had emergency evacuation from island to hospital by helicopter. Amount Claimed $180,000
Injured knee whilst competing in an event. Amount Claimed $149,800
Injured leg whilst practicing. Amount Claimed $31,950
Concussion, burst ear drum and cuts to head whilst competing in an event. Amount Claimed $10,550